Terms and Conditions
1. “IPP Free Flights” is promoted by IPP Financial Advisers Pte Ltd (78 Shenton Way #30-01, Singapore 079120) (“Promoter”). All bookings, customer service and customer communication are provided by Inspire SE-Asia Marketing PTE. Ltd, 16 Raffles Quay, Hong Leong Building, Singapore (“Organizer”), on behalf of the Promoter.
2. This promotional offer is only open to a person who is a resident in Singapore and is aged eighteen (18) or above at the point of the insurance plan’s application.
3. To be eligible for this Promotion, Participants have to purchase an eligible insurance plan with the Promoter and pass the verification procedure on the promotional website.
Eligible Participants:
· Customers who purchase any Participating Promotional Product via IPP Financial Advisers.
· Event Attendees of Seedly Finance Festival
Eligible Products Include:
· FWD Future First and any applicable riders
· FWD Recover First
"Not applicable to event attendees of Seedly Finance Festival"
There is a minimum Annual Premium Equivalent (APE) amount required for the eligible products purchased to receive our Celebrate 40 appreciation gift (One free return-trip air ticket):
· Minimum $1200 APE per policy after any discounts.
4. Policies cancelled during the 14-day Free-look period or cancelled from inception will not be eligible for the incentive.
5. Termination/replacement of an existing policy or application will not be eligible for this incentive.
6. Subject to these Terms and Conditions, the Promoter offers a free return-trip air ticket to anyone eligible who took out a new insurance policy during the promotion period. Upon activation of the insurance IPP will issue a free flight PDF Voucher with Code per email to the participant. The participant must keep the voucher as proof of eligibility.
7. The Promoter will offer to Participants, via redemption of this promotion only, the Participant’s carrier base fare, taxes, passenger duty, fuel surcharges, service charge and airport fees and taxes for a return flight in economy class. All other costs associated with the flight will be borne by the Participant and are excluded from the promotional offer. Such other costs include but are not limited to (i) any baggage or other charges made in connection with the flight or in addition to the fare (ii) any insurance (iii) any additional fees for card payments (iv) any fees for hotel, car hire, airport transfers, taxis, car park, seat upgrade, food and drink, visas, immigration documents or any other additional services.
8. Within thirty (30) days after receiving the voucher code, the Participant shall log onto the campaign website (flywithIPP.com), using their free flight voucher code as a login code. The Customer shall complete the online application form with name and e-mail address as well as select their departure airport and three (3) possible destinations and three (3) possible travel dates (inbound and outbound) as well as upload the Voucher as the proof of eligibility. The proposed travel dates shall be in different months and thirty (30) days apart from each other. The earliest travel date a customer can choose is forty-five (45) calendar days from the date of their application. The Participant shall receive a personalized confirmation email within a maximum period of seven (7) working days from the Organizer.
9. The e-mail sent by the Organizer to the Participant in accordance with point 8 above will contain a personalized direct link. The Participants by following their personalized direct link received from the Organizer, shall log back in on the landing page and upload international passport images, as well as personal details such as, address, phone number and details of all other passengers flying along with the Participant within (48) hours of transmission of the e-mail (cf. point 8).
10. After receiving all qualifying documents, the Participant will receive a flight offer by e-mail within fourteen (14) working days from the Organizer. Once a specific flight offer has been received, the Participant must notify the Organizer within forty-eight (48) hours, as to whether the Participant wishes to accept the offer or not.
11. Upon acceptance of the offer by the Customer, the Company shall issue the "free return-trip air ticket to the Customer.
12. The Participant may add up to three (3) companion passengers to the application and enter their personal details.
13. By accepting the flight offer the Participant may also accept the price offer in respect of any of companion passengers included in the same application and listed in the flight offer. The Participant shall pay for the companion ticket(s) with a credit card in their name.
14. Availability of the flight offered is not guaranteed until the offer is booked. The offer cannot be booked if not confirmed within forty-eight (48) hours.
15. Subject to receiving confirmation from the Participant, the Organizer will contact the Participant to finalise the booking and send an e-ticket to the Participant. It is the Participant’s responsibility to check the ticket details immediately and inform the Organizer within twelve (12) hours of receipt should the ticket details be incorrect. No cancellations or changes will be accepted thereafter. The flight ticket is not transferable.
16. The following airports of departure and destination are available:
17. The availability of flights may be limited depending on the chosen destination or travel time. The choice of carrier is at the sole discretion of the Organizer. The Participant is not entitled to demand a particular carrier, route, or travel date.
18. All flights are subject to booking availability. This promotional offer is not valid for journeys over Eid, Chinese New Year, on Christmas Day and New Year’s Day. Some periods (e.g., religious and school holidays) and dates may be restricted depending on the chosen destination and travel time. The availability of flights may also be restricted by special events, trade fairs or local holidays.
19. Each application is limited for a single use. The right to a free return-trip air ticket is valid per person, booking and flight. Only one (1) free return-trip air ticket can be redeemed per person.
20. The free return-trip air tickets cannot be used in combination with each other.
21 This promotional offer does not entitle the Participant to travel via a particular route, carrier or on a particular date and the Participant may be offered an alternative destination or travel date to the one requested.
22. All travel (departure and return) must be completed by 30.06.2024 All flights must be booked by the 31.08.2023. The minimum stay is two (2) calendar days. The maximum stay is thirty (30) calendar days.
23. Promoter and Organizer do not accept liability for changes to flight schedules, routes or destinations and reserve the right to use other service providers as an alternative. In the event of war, earthquake, disaster, or similar acts of God, or otherwise where there are circumstances wholly outside the reasonable control of the Promoter and only where circumstances make this unavoidable, the Promoter reserves the right to withdraw this promotion without notice and without offering compensation.
24. The right of the Participant and any person travelling with the Participant to claim compensation is subject to carrier regulatory provisions. The Promoter and the Organizer are not liable for compensation related to failures by the carrier.
25. No cash alternative will be offered in exchange for the promotional offer.
26. Code and confirmations received during the Participant’s application process are personal and non-transferable. Bookings cannot be requested or made for by third parties and flights may not be booked by third parties using the name of the Participant.
27. The Organizer reserves the right to request a proof of purchase/sales receipt from the Participant. Furthermore, the Organizer reserves the right to verify all claims, check the content of all applications and registrations to ensure the Participant’s compliance with these Terms & Conditions and to refuse to award a flight or withdraw flight entitlement where there are reasonable grounds to believe there has been a breach of these Terms & Conditions or any instructions forming part of this promotion entry requirements or otherwise where a Participant has gained unfair advantage in participating in the offer or claimed using fraudulent means.
28. Personal data captured during the course of the promotion shall be processed in accordance with applicable data protection laws and regulations. The personal data shall be processed for the purpose of execution of this promotion. No personal data shall be passed to third parties except where these are required for booking and other promotion fulfilment purposes.
29. The Promoter and the Organizer shall not accept any responsibility for claims lost and delayed or for those claims not received by the application cut-off date, which is 30 days after the voucher has been issued. It is the Participant’s responsibility to ensure that correct details are provided for claims to be processed. The Promoter and the Organizer will not be liable for any traffic congestion or internet inaccessibility.
30. By participating in this promotion, the Participant shall be deemed to have accepted these Terms and Conditions.
31. All written correspondence shall be sent to the addresses as shown on the campaign website. Participants who have queries or complaints about the promotion may contact the Organizer at the corresponding address, or alternatively call by phone or email the Organizer using the contact details on the campaign website.
32. Participants acknowledge and accept that failure to comply with the provision of the documentation and information in accordance with the terms and conditions of this agreement, will cause the Participant to lose the right to receive the "free return-trip air tickets without liability incurred by the Organizer and the Promoter.
